As we reach the midpoint of the year, it’s the perfect time to reflect on our financial progress and make necessary adjustments to stay on track. A mid-year review of your finances is an essential step in ensuring that you are aligned with your financial goals and prepared for the remainder of the year. In this blog post, I will walk you through the importance of a mid-year review, how to perform one effectively, and tips to optimize your spending plan. Why Do a Mid-Year Review? Stay Aligned...
over 2 years ago • 5 min read
Credit – it’s a term that carries immense weight in the world of finance. It also plays a crucial role in your financial well-being, impacting everything from insurance premiums to rental applications to loan approvals and interest rates. Whether you're buying a home or want to secure a loan for your dream car, your credit score plays a pivotal role in determining your financial opportunities. The health of your credit can open doors to better loan terms, lower interest rates, and financial...
over 2 years ago • 10 min read
Quick question: If you lost your job tomorrow or if your car broke down today (knock on wood), would you be financially prepared to handle the situation? Meaning, do you have the money saved to be able to continue to pay your bills until you found another job or pay a mechanic to fix your car the same day? If you answered yes, congratulations! You're apart of the 42% of Americans who have an emergency fund (according to a December 2023 report from LendingTree). If you answered no, then don't...
over 2 years ago • 4 min read